Mississippi seniors get free help with Medicare decisions by December 7
The State Health Insurance Program offers unbiased counseling to help residents compare plans during the annual enrollment window.
By Rafael Collins ·
Mississippi residents have until December 7, 2026, to finalize their Medicare choices for the coming year. The state has opened its enrollment assistance channel to help people navigate these decisions without cost.
The Mississippi Department of Human Services, through its Division of Aging and Adult Services, runs the State Health Insurance Program. This free state initiative provides local, in-depth, and unbiased insurance counseling. It serves Medicare-eligible individuals, their families, and caregivers who need clarity on their coverage options.
The current Medicare Open Enrollment period spans from October 15 to December 7, 2026. During this time, recipients can review and adjust their health and prescription elections. They may compare available plans and make changes that align better with their specific healthcare needs and financial profile. Any modifications made within this window take effect on January 1, 2027.
KenYada Blake-Washington, the Division Director of Aging and Adult Services for MDHS, emphasized that Medicare does not fit everyone equally. "What may have worked last year, may not be suitable this year," Blake-Washington said. The director noted that SHIP counselors are available at no cost to help clients understand changes in prescription drug costs, provider networks, and plan benefits. This support ensures older Mississippians can make informed decisions about their healthcare.
Counselors assist clients with specific tasks such as understanding Medicare benefits and eligibility. They also help organize doctor and hospital bills, file Medicare appeals, and review Medicare Supplemental Insurance. Additionally, they evaluate Medicare+ Choice or Health Maintenance Organization options and explore long-term care possibilities. The agency encourages all eligible individuals to review their coverage annually, even if they are satisfied with their current plan, because offerings and personal health needs can shift year to year.
Those who choose to keep their current coverage do not need to take specific action. However, reviewing plan details before the December 7 deadline can help prevent unexpected costs or coverage gaps in the upcoming year. Individuals in need of assistance are encouraged to contact a SHIP counselor before the deadline to allow sufficient time to review their options.
To connect with a SHIP counselor or obtain more information, call 1-844-822-4622. Detailed services are also available at www.mdhs.ms.gov/aging/finding-services-for-older-adults/.
